View the PAIA manual HERE
NEW
Paul Esselaar
Paul Esselaar completed his BA, LLB at Rhodes University in Grahamstown in 1997. Thereafter he attended the School for Legal Practice at the University of Cape Town in 2000 and went on to complete his articles at Kessler De Jager Inc. During his articles he focussed...
Web Site Terms and Conditions
The Esselaar Attorneys Web Site is subject to copyright by Esselaar Attorneys or is licenced under copyright from third party owners. You may reproduce any web page - subject to the disclaimer below - for personal use only. Any comments and statements contained within...
Email Disclaimer
This message and any accompanying attachment(s) may contain confidential and copyrighted information. If you are not the addressee(s) indicated in this message or responsible for delivery of the message to the addressee(s), do not copy or deliver this message or the...
Financial Services Laws General Amendment Bill tabled in Parliament
According to the South African Government News Agency (SANews) the Financial Services Laws General Amendment Bill was tabled in Parliament last week. In short, 'the Bill, which was released for public comment in March, addresses urgent issues in eleven financial...
Is the Financial Services Industry pulling wool over consumers’ eyes?
The Financial Services industry is in a state of flux. The Financial Services Laws General Amendment Bill (FSLGAB) was tabled in parliament on 25 September 2012. The aim of the Bill is to ensure that ‘South Africa has a sounder and better regulated financial services...
Credit Law: Section 89(5)(c) of the NCA declared unconstitutional
In the May/June edition of CLR Paul Esselaar wrote about a decision by the Western Cape High Court in which s 89(5)(c) of the National Credit Act was declared unconstitutional for being inconsistent with the right to property in s 25(1). In other words it was found...
Draft NCA Regulations on Affordability Assessments published
The Department of Trade and Industry has published draft regulations on, "Affordability Assessment for the Amendment of Regulations for matters relating to the functions of the National Consumer Tribunal and Rules for the Conduct of matters before the National...
Drowning in Red Tape: The new threshold for registration as a credit provider
With all the pieces of legislation that are constantly being updated it is easy to miss changes to legislation that are really important – especially if that change comes in the form of a Regulation (something typically drafted by a ministry such as the Department of...
The National Credit Act update
Date: Monday, 17 May 2021 - 09:00 to Wednesday, 19 May 2021 - 11:00 The National Credit Act Amendment Act 7 of 2019 has real consequences for credit providers and debt counsellors in particular. This course focuses on the likely impact that the changes will have in...
Beware Repricing Practice
Joan Muller of the Financial Mail interviewed Paul Esselaar on the emerging practice of banks increasing the mortgage interest rate when a new loan is entered into by a consumer in order to change the loan from being in a juristic person's name to being into their own...
NEW
Paul Esselaar
Paul Esselaar completed his BA, LLB at Rhodes University in Grahamstown in 1997. Thereafter he attended the School for Legal Practice at the University of Cape Town in 2000 and went on to complete his articles at Kessler De Jager Inc. During his articles he focussed...
Web Site Terms and Conditions
The Esselaar Attorneys Web Site is subject to copyright by Esselaar Attorneys or is licenced under copyright from third party owners. You may reproduce any web page - subject to the disclaimer below - for personal use only. Any comments and statements contained within...
Email Disclaimer
This message and any accompanying attachment(s) may contain confidential and copyrighted information. If you are not the addressee(s) indicated in this message or responsible for delivery of the message to the addressee(s), do not copy or deliver this message or the...
Financial Services Laws General Amendment Bill tabled in Parliament
According to the South African Government News Agency (SANews) the Financial Services Laws General Amendment Bill was tabled in Parliament last week. In short, 'the Bill, which was released for public comment in March, addresses urgent issues in eleven financial...
Is the Financial Services Industry pulling wool over consumers’ eyes?
The Financial Services industry is in a state of flux. The Financial Services Laws General Amendment Bill (FSLGAB) was tabled in parliament on 25 September 2012. The aim of the Bill is to ensure that ‘South Africa has a sounder and better regulated financial services...
Credit Law: Section 89(5)(c) of the NCA declared unconstitutional
In the May/June edition of CLR Paul Esselaar wrote about a decision by the Western Cape High Court in which s 89(5)(c) of the National Credit Act was declared unconstitutional for being inconsistent with the right to property in s 25(1). In other words it was found...
Draft NCA Regulations on Affordability Assessments published
The Department of Trade and Industry has published draft regulations on, "Affordability Assessment for the Amendment of Regulations for matters relating to the functions of the National Consumer Tribunal and Rules for the Conduct of matters before the National...
Drowning in Red Tape: The new threshold for registration as a credit provider
With all the pieces of legislation that are constantly being updated it is easy to miss changes to legislation that are really important – especially if that change comes in the form of a Regulation (something typically drafted by a ministry such as the Department of...
The National Credit Act update
Date: Monday, 17 May 2021 - 09:00 to Wednesday, 19 May 2021 - 11:00 The National Credit Act Amendment Act 7 of 2019 has real consequences for credit providers and debt counsellors in particular. This course focuses on the likely impact that the changes will have in...
Beware Repricing Practice
Joan Muller of the Financial Mail interviewed Paul Esselaar on the emerging practice of banks increasing the mortgage interest rate when a new loan is entered into by a consumer in order to change the loan from being in a juristic person's name to being into their own...