by Paul Esselaar | Jun 26, 2023 | Area of Expertise, Banking & Finance Law
Date: Monday, 17 May 2021 – 09:00 to Wednesday, 19 May 2021 – 11:00 The National Credit Act Amendment Act 7 of 2019 has real consequences for credit providers and debt counsellors in particular. This course focuses on the likely impact that the changes...
by Paul Esselaar | Jun 26, 2023 | Area of Expertise, Banking & Finance Law
Joan Muller of the Financial Mail interviewed Paul Esselaar on the emerging practice of banks increasing the mortgage interest rate when a new loan is entered into by a consumer in order to change the loan from being in a juristic person’s name to being into...
by Paul Esselaar | Jun 26, 2023 | Legal Articles
South Africa has long been the wild west for direct marketers. Large databases of customer information are still being traded (often for startling sums of money) with no regard for the privacy of consumers (data subjects) or their right to know who has their personal...
by Paul Esselaar | Jun 26, 2023 | Area of Expertise, Banking & Finance Law, Legal Articles
In November 2021 the Supreme Court of Appeal provided a judgment (Bayport Securitisation Limited and Another v University of Stellenbosch Law Clinic and Others (507/2020) [2021] ZASCA 156 (4 November 2021)) which – surprisingly – seems to have largely gone...
by Paul Esselaar | Jun 26, 2023 | Legal Articles
After some time the Cybercrimes Act was signed into law on the 01 June 2021 although it has not come into force yet. Members of the public often get confused about this and ask: ‘How can it be an Act and not be in force?’. While it does not always happen,...