Consumer Protection Law

The Consumer Protection Act 68 of 2008 (the CPA) came into force on 1 April 2011. The CPA applies concurrently with various other pieces of consumer protection legislation such as the National Credit Act, the Electronic Communications and Transactions Act, the Medical Schemes Act, the Foodstuffs, Disinfectants and Cosmetics Act and the Financial and Intermediary Services Act to name but a few. This means that it is always necessary to take an holistic view of the legislative landscape within which a business operates in order to ensure compliance.

The Protection of Personal Information Act

ABOUT THE SEMINAR 

The Protection of Personal Information Act (POPI} has made it necessary for all companies to reconsider how they treat the personal information of customers, staff and suppliers. This can be a daunting task, because POPI creates new rules for every aspect of the 'information lifecycle' -from collecting it to destroying it. 

(An update on) The National Credit Act

The National Credit Act (NCA) has gone through some major changes recently, primarily related to the test used by credit providers to assess consumer’s ability to afford credit, but also in terms of interest rate ceilings, mandatory training requirements, amended debt collection proceedings, disputes regarding to prescription of debts and so on.

Protection of Personal Information Act published

The Protection of Personal Information Act (POPI) No. 4 of 2013 has finanally been published in the Government Gazette. This means that the POPI is now an Act of Parliament (and so a law of South Africa) but no commencement date has been published yet. The commencement date is a short notice in the Government Gazette as which is signed by the President of South Africa. In terms of s114 of POPI all companies will have 1 year after the commencement date to ensure that they comply with the requirements of POPI.

 

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